Most hospitals have a financial assistance program to help lower-income individuals with medical bills that insurance doesn't cover. To save you time in locating those financial assistance applications, I have done the research for you. Here's a link to every financial assistance application available online in the state of Kentucky. Some hospitals have financial assistance programs, but require you to contact their billing department to obtain an application. If you do not see your hospital listed, that doesn't mean they don't have assistance; it just means I couldn't find the information online.