Products & Services

Life Insurance

A complete analysis is done to determine what type of life insurance is right for you.

* Whole Life Insurance

* Final Expense Insurance

* Burial Insurance

* Term Life Insurance

* Index Universal Life

* Guaranteed Universal Life

*** The question is not if your life insurance will pay out, but when. ***

Income & Retirement

I have access to over 50 annuity companies to help me provide safety and security in this time of uncertainty.

* Fixed Indexed Annuities

*** The #1 fear of retirees today is outliving their income. FIAs provide safety and security in this time of uncertainty, protecting you from the downfall of the market. ***

 

Take the risk analysis assessment to find out how you should be investing your money based on your willingness to take risks!!!

Medicare

I have access to many different companies to help you choose the right plan for you.

* Medicare Supplements

* Medicare Advantage

* Prescription Drug Plans

* Medicare Savings Program

* Social Security Extra Help

*** DISCLAIMER: I do not offer every plan available in your area. Currently, I represent several organizations which offer numerous products in your area. Any information I provide is limited to those plans. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. ***

Ancillary

I offer a range of specialized products tailored to meet your individual needs.

* Hospital Indemnity

* Accident

* Cancer

* Heart Attack

*Stroke

* Long-Term Care

* Short-Term Care

* Home Health Care

*** FACT: Did you know that almost 70% of people turning 65 will need long-term care at some point in their lives? ***

Dental/Vision/Hearing

Numerous carriers available to choose from in order to provide coverage but also help you keep your provider, while maintaining your budget.

Kentucky Individual Health

I offer assistance to individuals trying to find health insurance outside of Medicare and employer sponsored plans.

* Medicaid

* Qualified Health Plans

Dedicated to making Insurance Decisions easier, more informed, & highly personalized for you.

WHAT KEEPS YOU UP AT NIGHT?

Instead of asking “What insurance do you need?”, let's take a step back to explore what worries you about the future.

* Outliving retirement savings

* Dying unexpectedly

* Worrying about having enough health insurance

* Draining a nest egg to pay for home health care or nursing home care

I am a one-stop shop with the knowledge to help alleviate concerns. 

Finding the Right Policy Starts Here

Selecting the right policy is rarely straightforward—every client brings a unique situation, set of goals, and financial picture. My role is to take the time to understand your needs and provide recommendations tailored specifically to you.

My objective is to match you with a solution that fits your life today while supporting what matters most for your future. After all, the most important part of any policy is you.

Appointments

I offer in-home, one-on-one appointments to provide a comfortable setting and help protect your sensitive information. During our meeting, I take a comprehensive look at your financial picture—including income, savings, budget, mortgage, debt, goals, and investments—so I can provide tailored recommendations that fit your needs.

There is never a charge for reviewing your current coverage, and no obligation to move forward. I serve as a resource, not a pressure-based salesperson.

After I present your options, you decide the next steps. If you choose to move forward, I’ll help ensure everything is handled smoothly.

Create Your Own Website With Webador